H.R. 445: Border Security Investment Act

119th Congress · introduced 2025-01-15 · Immigration · Latest: Referred to the Subcommittee on Border Security and Enforcement.

federal

What does this mean?

Official title

Border Security Investment Act

Plain summary

Border Security Investment Act This bill imposes a fee on the electronic transfer of funds (i.e., remittances) sent to certain countries and provides funding for border security activities from the collected amounts. Specifically, the fee shall apply to remittances sent through money services business to one of the five countries that had the most citizens or nationals unlawfully enter the United States in the previous fiscal year, as determined by U.S. Customs and Border Protection. The fee must be 37% of the amount sent. Half of the money collected by the fee must be placed in a trust fund for reimbursing border states for expenses incurred for border security enforcement measures. The other half must be placed in another trust fund for (1) deploying technology and installing physical barriers along the U.S.-Mexico border, and (2) paying the wages and salaries of U.S. Border Patrol agents. If the amount in the trust funds exceeds a certain threshold, the excess money must be used only for deficit reduction.

Congressional Research Service summary (Introduced in House), quoted unchanged (nonpartisan). Read the source.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

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What does this mean? (plain words)

Official text

Border Security Investment Act

Source: Congressional Research Service summary (Introduced in House)

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Officials and money

Sponsor: Rep. Moran, Nathaniel [R-TX-1] · 7 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Jake Ellzey (R-TX), Keith Self (R-TX), Brian Babin (R-TX), Lance Gooden (R-TX), Troy E. Nehls (R-TX), Randy K. Weber, Sr. (R-TX), Craig A. Goldman (R-TX)

Sponsor's campaign money: Rep. Moran, Nathaniel [R-TX-1] reported raising $2.4 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

Words on this page, explained (3)

Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Fiscal year: The 12-month period a government uses for its budget. The federal fiscal year runs from October 1 to September 30 and is named for the calendar year in which it ends. Most states use July 1 to June 30.
Securities: Financial investments that can be bought and sold, such as stocks and bonds.

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Introduced in House)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-119hr445.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/119/hr>

Record fed-us-cong119-hr445 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills