PSI Sci
New here? Follow the money and the votes · Not sure of your district? Find your U.S. House member · Find your state legislators

Before you vote › Federal bills

H.R. 4479: To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.

119th Congress · introduced 2025-07-17 · Housing and Community Development · Latest: Referred to the House Committee on Financial Services.

federal

What does this mean?

Official title

To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.

Plain summary

Needs sources: no official nonpartisan summary has been published yet. Read the full text. We only show items backed by a published source. Suggest one.

What a vote does

A “Yea” vote

If it passes both chambers and is signed, it becomes law.

A “Nay” vote

If it is not passed, current law stays as it is.

PSI Sci description of the legislative step (not an opinion).

What does this mean? (plain words)

Official text

To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.

Source: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-119hr4479.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/119/hr>

AI explanation – may be wrong, check the official text

No AI explanation yet. It takes up to a minute to write and is then saved for everyone.

Limited to a few requests an hour per person.

The strongest published arguments

Arguments for (supporters)

Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.

Arguments against (opponents)

Needs sources: no published arguments on this side yet. We only show items backed by a published source. Suggest one.

Alternatives

Needs sources: no published alternatives yet (for example a different bill, a law instead of an amendment, or keeping current law). We only show items backed by a published source. Suggest one.

Officials and money

Sponsor: Rep. Liccardo, Sam T. [D-CA-16] · 16 cosponsors

Cost estimate: No cost estimate published yet.

Cosponsors on this site

Emanuel Cleaver (D-MO), Brad Sherman (D-CA), Mike Thompson (D-CA), Raul Ruiz (D-CA), Darren Soto (D-FL), Scott H. Peters (D-CA), John Garamendi (D-CA), Sarah McBride (D-DE), Maggie Goodlander (D-NH), Cleo Fields (D-LA), Sarah Elfreth (D-MD), Adam Gray (D-CA), Gilbert Ray Cisneros, Jr. (D-CA), Greg Stanton (D-AZ), Josh Harder (D-CA)

Sponsor's campaign money: Rep. Liccardo, Sam T. [D-CA-16] reported raising $3.9 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

Sources

Record fed-us-cong119-hr4479 · catalog fed-us-congress-bills-cong119 · updated 2026-11-03 by psicol fed-bills