S. 3798: Safe Access to Cash Act of 2026

119th Congress · introduced 2026-02-05 · Crime and Law Enforcement · Latest: Held at the desk.

federal

Official title

Safe Access to Cash Act of 2026

Plain summary

Safe Access to Cash Act of 2026 This bill establishes new federal criminal offenses for robberies involving automated teller machines (ATMs), including stand-alone ATMs. Specifically, the bill prohibits the robbery or attempted robbery of a person who is using or servicing an ATM. A violation is punishable by a fine, a prison term of up to 20 years, or both. The bill also makes it unlawful to (1) tamper with, damage, remove, or steal an ATM without authorization and remove money or property from the ATM with the intent to steal it; or (2) receive, possess, conceal, store, barter, sell, or dispose of any money or property stolen from the ATM. A violation is punishable by a fine, a prison term (e.g., up to 10 years if the value of the stolen money and property exceeds $1,000), or both. These new prohibitions apply with respect to any ATM owned, operated, or sponsored by a bank, credit union, or savings and loan association, regardless of whether the ATM is located on the physical premises of or owned and operated by the institution. Finally, the bill establishes enhanced penalties for ATM-related criminal offenses (or attempted offenses) that involve a forcible assault or use of a dangerous weapon (up to 25 years in prison), the forced accompaniment of another person (up to 30 years in prison), or the killing of another person (any years or life in prison).

Congressional Research Service summary (Passed Senate), quoted unchanged (nonpartisan). Read the source.

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What does this mean? (plain words)

Official text

Safe Access to Cash Act of 2026

Source: Congressional Research Service summary (Passed Senate)

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How did my representative vote? · This bill's floor votes

Officials and money

Sponsor: Sen. Cruz, Ted [R-TX] · 2 cosponsors

Cost estimate: CBO cost estimate: S. 3798, Safe Access to Cash Act of 2026 (2026-04-09)

Cosponsors on this site

Ruben Gallego (D-AZ), Marsha Blackburn (R-TN)

Sponsor's campaign money: Sen. Cruz, Ted [R-TX] reported raising $12.4 million (2025–2026). Details. Shown for context only; it does not mean any donor supported this bill.

No linked floor roll calls in our collected records yet. This does not mean the bill has never had a vote. Check the official bill history.

Words on this page, explained (3)

Authorization: A law that creates or continues a government program and says what it may do, often with a suggested spending ceiling. An authorization alone does not provide money; a separate appropriation does.
Bill: A proposed law. It becomes law only if it passes the legislature and is signed by the president or governor (or a veto is overridden).
Sponsor and cosponsor: The sponsor is the member who introduces a bill and leads it. Cosponsors are other members who sign on to show support.

Plain meanings written from linked sources. All words.

Sources

Congressional Research Service summary (Passed Senate)
Congress.gov
Data: GovInfo BILLSTATUS bulk data (Library of Congress), BILLSTATUS-119s3798.xml <https://www.govinfo.gov/bulkdata/BILLSTATUS/119/s>

Record fed-us-cong119-s3798 · catalog fed-us-congress-bills-cong119 · updated 2026-11-04 by psicol fed-bills